Boise Paycheck Calculator (2026)

How the Boise Paycheck Calculator: Take-Home Pay Works

This Boise paycheck calculator estimates your take-home pay in Boise, Idaho, using the 2026 federal brackets, Social Security, Medicare, Idaho income tax. Boise workers pay Idaho's flat income tax and no city income tax, in one of the fastest-growing metros in the country. Enter your salary, pay frequency, filing status and any pre-tax deduction to see net pay per paycheck and per year.

How Boise paychecks are taxed

A Boise paycheck is taxed federally and by Idaho at a flat rate of about 5.3% after the federal standard deduction, though the rate has been cut in recent years, so check the current figure. On $65,000, state tax is about $2,600, or 4% of gross pay. Idaho follows federal treatment of traditional 401(k) contributions.

Use Form ID W-4 to set state withholding.

Local taxes and payroll deductions in Boise

Boise has no local income tax, no state disability insurance and no paid family leave deduction. Technology and semiconductor manufacturing, health care, government, agriculture and outdoor recreation employers are common. Many remote workers have moved to Boise from higher-tax states such as California.

See the Idaho paycheck calculator for statewide rules.

Typical pay in the Boise City area

Employers in the Boise City, ID metro area reported roughly 391,790 jobs in May 2025. The median annual wage across all of them was $49,100 ($23.60 an hour), 2% above the Idaho median of $47,970 and 4% below the national median of $50,980. The average wage was higher, at $64,530, because a smaller number of high earners pull the average up; the median is the better guide to a typical paycheck.

After federal income tax, Social Security, Medicare and the Idaho taxes in this calculator, a single worker on that $49,100 median takes home about $40,138 a year, or $3,345 a month and $1,543.76 every two weeks.

Wage figures: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025, Boise City, ID metropolitan area. Take-home pay: this page's 2026 calculator, single filer, no pre-tax deductions, default settings.

What Boise's largest occupations take home

Here are the jobs that employ the most people in the Boise City area. Each row shows the median salary and what a single filer keeps after 2026 taxes in Boise.

The most common jobs are not the best paid ones: 11 of these 15 pay less than the $49,100 median for all workers, which is why the overall median is lower than many people expect.

Worked example: $65,000 salary in Boise

A single Boise worker earning $65,000, paid every two weeks and contributing $100 per paycheck to a traditional 401(k), has gross pay of $2,500.00 per paycheck. Federal income tax after the $2,600 deferral and the $16,100 standard deduction is about $5,308. Social Security is $4,030 and Medicare is $943. Idaho state income tax is about $2,199.

Net pay is about $49,921 a year, or $1,920.02 per paycheck, which is 76.8% of gross pay. Change any input in the calculator above to test your own situation.

Best-paying common jobs in Boise

Among occupations with at least 600 workers in the Boise City area, these have the highest median pay. Federal tax takes a larger share at these salaries, so compare the take-home column rather than the salary when weighing offers.

What makes the Boise job market different

A location quotient compares how common a job is locally with its share nationwide: 2.0 means twice as concentrated as the U.S. overall. These occupations stand out in the Boise City area and say a lot about which industries hire there.

How Boise wages compare for well-known jobs

Median annual wages for well-known jobs in the Boise City area, the whole state of Idaho and the United States. Pay usually tracks living costs, so a higher wage does not always mean more money left over.

Entry-level and hourly pay in Boise

The lowest-paid 10% of workers in the Boise City area earn under $14.46 an hour. Common hourly jobs pay the median rates below; a 40-hour week at that rate takes home the amount shown after 2026 taxes. Check the current Idaho minimum wage on the U.S. Department of Labor state minimum wage page, since several states raise it each year.

Boise wages by type of work

BLS groups every job into broad career fields. Here is how many people work in each across the Boise City area, the field's median salary and what that salary takes home in Boise. Management pays the most at a median of $104,390; food preparation and serving related pays the least at $32,130.

Starting vs. experienced pay in Boise

The median hides a wide range. The lowest-paid 10% in a job are often new to it, while the top 10% are usually experienced, specialized or in management. The ranges below for common Boise jobs show how much room there is to grow, with take-home pay at each level.

Cost of living in Boise: rent, sales tax and housing

Boise housing costs have risen sharply, with one-bedroom rents around $1,400 to $1,800 a month and median home prices well above the state average. The combined sales tax rate is 6%, and property taxes are moderate to low.

Hourly wages in Boise: what different pay rates take home

Many Boise workers are paid by the hour, so here is the estimated take-home pay at common wage rates for a single filer working 2,080 hours a year, using 2026 federal rules and the Boise and state taxes in this calculator. The figures assume no pre-tax deductions, so your own paycheck will differ once benefits are included.

Overtime is taxed as ordinary wages, so an extra hour is worth less than the wage rate after tax. Use the hourly paycheck calculator to include overtime hours and different pay frequencies.

How a 401(k) contribution changes a Boise paycheck

On a $65,000 salary with no retirement savings, estimated take-home pay in Boise is $52,071 a year. Contributing 6% to a traditional 401(k), which is $3,900, reduces take-home pay by only $3,225 because the contribution lowers federal income tax and, in most cases, state income tax. A 10% contribution of $6,500 lowers take-home pay by $5,376.

In other words, each dollar you save costs roughly 83 cents of take-home pay at this income. If your employer matches contributions, the true cost is even lower, so contributing at least enough to receive the full match is one of the most reliable ways to raise your total pay. Roth contributions cost the full dollar of take-home pay but grow tax-free.

Single or married: a $120,000 household in Boise

Filing status changes the outcome even when income is the same. A single filer earning $120,000 in Boise takes home about $87,998 a year, while a married couple filing jointly with one earner at $120,000 takes home about $96,637, a difference of $8,638 a year, because the joint standard deduction is $32,200 and the joint brackets are twice as wide.

If both spouses work, each employer withholds as if the job were the only income, which can leave you under-withheld, so use the multiple jobs paycheck calculator and update Form W-4. Head-of-household filers with a qualifying dependent can use the head of household calculator.

Budgeting on the median Boise wage

On the $49,100 median, the common guideline of spending no more than 30% of gross pay on housing allows rent of about $1,228 a month. Using the 50/30/20 rule on the $3,345 monthly take-home pay, that is about $1,672 for needs such as rent, food and transport, $1,003 for wants and $669 for savings and debt payments.

If rents run above $1,228 for the home you want, the usual fixes are a roommate, a longer commute or a second income in the household; the rent affordability calculator tests your own numbers.