Free Financial & Paycheck Calculators

95 free tools for take-home pay, taxes, loans, mortgages, savings and retirement. Everything runs in your browser — nothing you type is stored.

Paycheck & Income

US Paycheck Calculator

Exact take-home pay after federal, state and FICA taxes for all 50 states.

Paycheck & Income

Raise Calculator

See what a percentage raise means for your annual, monthly, biweekly and hourly pay before taxes.

Paycheck & Income

Job Offer Comparison Calculator

Compare salary, benefits and the costs of taking a new job.

Paycheck & Income

Weekly Time Card Calculator

Add work hours, unpaid breaks and basic weekly overtime.

Paycheck & Income

Paycheck

Hourly to Salary Calculator: Convert Wage to Annual Pay

Convert between hourly wage and annual salary and see the after-tax difference.

Paycheck

401(k) Paycheck Impact Calculator: Traditional vs Roth

See what a 401(k) contribution really costs your paycheck after tax savings.

Paycheck

Self-Employment Tax Calculator: Estimate Your 2026 SE Tax

Estimate self-employment tax and combined income tax on freelance or 1099 earnings.

Paycheck

Bonus Tax Calculator: Flat 22% vs Aggregate Withholding

Compare flat and aggregate withholding on a bonus and see the real after-tax amount.

Paycheck

W-4 Withholding Calculator: Estimate Your Paycheck Withholding

See how your Form W-4 choices change your paycheck withholding and your refund or balance due.

Paycheck

Overtime Pay Calculator: Gross and Take-Home Pay

Calculate your overtime rate and see what extra hours are really worth after tax.

Paycheck

PTO Payout Calculator: Unused Vacation Pay After Tax

Convert unused paid time off into a take-home figure after federal, state and payroll taxes.

Paycheck

Multiple Jobs Paycheck Calculator: Two Jobs Tax Withholding

Compare withholding on each job with the real combined tax to avoid a surprise balance due.

Paycheck

Military Pay Tax Calculator: Take-Home Pay With BAH and BAS

See how tax-free housing and food allowances raise military take-home pay.

Paycheck

Pay Raise Calculator: What a Raise Is Worth After Tax

Turn a percentage raise into your real after-tax increase per paycheck.

Paycheck

Commission Paycheck Calculator: Take-Home Pay

Estimate take-home pay for base salary plus commission, and see how the flat 22% supplemental withholding compares with the tax you really owe.

Paycheck

Weekly Paycheck Calculator: Take-Home Pay

Estimate your weekly take-home pay after federal tax, FICA and state tax, with 52 paychecks per year.

Paycheck

Biweekly Paycheck Calculator: Take-Home Pay

Estimate your biweekly take-home pay after federal tax, FICA and state tax, with 26 paychecks per year.

Paycheck

Semi-Monthly Paycheck Calculator: Take-Home Pay

Estimate your semi-monthly take-home pay after federal tax, FICA and state tax, with 24 paychecks per year.

Paycheck

Monthly Paycheck Calculator: Take-Home Pay

Estimate your monthly take-home pay after federal tax, FICA and state tax, with 12 paychecks per year.

Paycheck

Head of Household Paycheck Calculator

Estimate take-home pay as a head of household with the 2026 standard deduction and brackets, and compare with single filing.

Paycheck

Salary After Tax Calculator: Annual to Hourly

See what your salary is worth after tax as annual, monthly, biweekly, weekly, daily and hourly take-home pay.

Paycheck

Salary Needed for Take-Home Pay Calculator

Enter the take-home pay you want and see the gross salary, hourly wage and paycheck size you need after taxes.

Paycheck

Hourly Paycheck Calculator: Take-Home Pay

Turn your hourly wage, regular hours and overtime into an estimate of take-home pay per weekly, biweekly or monthly paycheck.

Paycheck

Paycheck Calculator: Estimate Take-Home Pay

Estimate your take-home pay per paycheck after federal income tax, Social Security, Medicare and state tax using 2026 rules.

Paycheck

Taxes

No Tax on Tips and Overtime Calculator

See how the qualified tips and overtime deductions lower your federal income tax, including phase-outs, and what still gets taxed.

Taxes

Severance Pay Tax Calculator: Net Severance

Estimate how much of your severance pay you keep after federal withholding, Social Security, Medicare and state tax.

Taxes

Social Security & Medicare Tax Calculator

Work out exactly how much Social Security and Medicare tax you pay on your 2026 wages, including the additional Medicare tax.

Taxes

Federal Income Tax Calculator with Tax Brackets

See your estimated 2026 federal income tax bracket by bracket, plus your marginal and effective tax rate.

Taxes

Business

Employer Payroll Cost Calculator: True Cost of an Employee

Find the real cost of hiring an employee by adding employer payroll taxes, unemployment tax, workers compensation and benefits to salary.

Business

State Paycheck

Washington DC Paycheck Calculator: Take-Home Pay

Estimate your Washington DC take-home pay after federal tax, FICA and Washington DC income tax.

State Paycheck

Alaska Paycheck Calculator: Take-Home Pay

Estimate your Alaska take-home pay after federal tax, FICA.

State Paycheck

Wyoming Paycheck Calculator: Take-Home Pay

Estimate your Wyoming take-home pay after federal tax, FICA.

State Paycheck

South Dakota Paycheck Calculator: Take-Home Pay

Estimate your South Dakota take-home pay after federal tax, FICA.

State Paycheck

New Hampshire Paycheck Calculator: Take-Home Pay

Estimate your New Hampshire take-home pay after federal tax, FICA.

State Paycheck

North Dakota Paycheck Calculator: Take-Home Pay

Estimate your North Dakota take-home pay after federal tax, FICA and North Dakota income tax.

State Paycheck

Montana Paycheck Calculator: Take-Home Pay

Estimate your Montana take-home pay after federal tax, FICA and Montana income tax.

State Paycheck

West Virginia Paycheck Calculator: Take-Home Pay

Estimate your West Virginia take-home pay after federal tax, FICA and West Virginia income tax.

State Paycheck

Delaware Paycheck Calculator: Take-Home Pay

Estimate your Delaware take-home pay after federal tax, FICA and Delaware income tax.

State Paycheck

Rhode Island Paycheck Calculator: Take-Home Pay

Estimate your Rhode Island take-home pay after federal tax, FICA and Rhode Island income tax.

State Paycheck

Vermont Paycheck Calculator: Take-Home Pay

Estimate your Vermont take-home pay after federal tax, FICA and Vermont income tax.

State Paycheck

Maine Paycheck Calculator: Take-Home Pay

Estimate your Maine take-home pay after federal tax, FICA and Maine income tax.

State Paycheck

Hawaii Paycheck Calculator: Take-Home Pay

Estimate your Hawaii take-home pay after federal tax, FICA and Hawaii income tax.

State Paycheck

Idaho Paycheck Calculator: Take-Home Pay

Estimate your Idaho take-home pay after federal tax, FICA and Idaho income tax.

State Paycheck

New Mexico Paycheck Calculator: Take-Home Pay

Estimate your New Mexico take-home pay after federal tax, FICA and New Mexico income tax.

State Paycheck

Nebraska Paycheck Calculator: Take-Home Pay

Estimate your Nebraska take-home pay after federal tax, FICA and Nebraska income tax.

State Paycheck

Mississippi Paycheck Calculator: Take-Home Pay

Estimate your Mississippi take-home pay after federal tax, FICA and Mississippi income tax.

State Paycheck

Iowa Paycheck Calculator: Take-Home Pay

Estimate your Iowa take-home pay after federal tax, FICA and Iowa income tax.

State Paycheck

Arkansas Paycheck Calculator: Take-Home Pay

Estimate your Arkansas take-home pay after federal tax, FICA and Arkansas income tax.

State Paycheck

Kansas Paycheck Calculator: Take-Home Pay

Estimate your Kansas take-home pay after federal tax, FICA and Kansas income tax.

State Paycheck

Nevada Paycheck Calculator: Take-Home Pay

Estimate your Nevada take-home pay after federal tax, FICA.

State Paycheck

Utah Paycheck Calculator: Take-Home Pay

Estimate your Utah take-home pay after federal tax, FICA and Utah income tax.

State Paycheck

Oklahoma Paycheck Calculator: Take-Home Pay

Estimate your Oklahoma take-home pay after federal tax, FICA and Oklahoma income tax.

State Paycheck

Louisiana Paycheck Calculator: Take-Home Pay

Estimate your Louisiana take-home pay after federal tax, FICA and Louisiana income tax.

State Paycheck

Alabama Paycheck Calculator: Take-Home Pay

Estimate your Alabama take-home pay after federal tax, FICA and Alabama income tax.

State Paycheck

South Carolina Paycheck Calculator: Take-Home Pay

Estimate your South Carolina take-home pay after federal tax, FICA and South Carolina income tax.

State Paycheck

Kentucky Paycheck Calculator: Take-Home Pay

Estimate your Kentucky take-home pay after federal tax, FICA and Kentucky income tax.

State Paycheck

Tennessee Paycheck Calculator: Take-Home Pay

Estimate your Tennessee take-home pay after federal tax, FICA.

State Paycheck

Missouri Paycheck Calculator: Take-Home Pay

Estimate your Missouri take-home pay after federal tax, FICA and Missouri income tax.

State Paycheck

Indiana Paycheck Calculator: Take-Home Pay

Estimate your Indiana take-home pay after federal tax, FICA and Indiana income tax.

State Paycheck

Connecticut Paycheck Calculator: Take-Home Pay

Estimate your Connecticut take-home pay after federal tax, FICA and Connecticut income tax.

State Paycheck

Oregon Paycheck Calculator: Take-Home Pay

Estimate your Oregon take-home pay after federal tax, FICA and Oregon income tax.

State Paycheck

Wisconsin Paycheck Calculator: Take-Home Pay

Estimate your Wisconsin take-home pay after federal tax, FICA and Wisconsin income tax.

State Paycheck

Minnesota Paycheck Calculator: Take-Home Pay

Estimate your Minnesota take-home pay after federal tax, FICA and Minnesota income tax.

State Paycheck

Maryland Paycheck Calculator: Take-Home Pay

Estimate your Maryland take-home pay after federal tax, FICA and Maryland income tax.

State Paycheck

Washington Paycheck Calculator: Take-Home Pay

Estimate your Washington take-home pay after federal tax, FICA.

State Paycheck

Colorado Paycheck Calculator: Take-Home Pay

Estimate your Colorado take-home pay after federal tax, FICA and Colorado income tax.

State Paycheck

Arizona Paycheck Calculator: Take-Home Pay

Estimate your Arizona take-home pay after federal tax, FICA and Arizona income tax.

State Paycheck

Massachusetts Paycheck Calculator: Take-Home Pay

Estimate your Massachusetts take-home pay after federal tax, FICA and Massachusetts income tax.

State Paycheck

Virginia Paycheck Calculator: Take-Home Pay

Estimate your Virginia take-home pay after federal tax, FICA and Virginia income tax.

State Paycheck

North Carolina Paycheck Calculator: Take-Home Pay

Estimate your North Carolina take-home pay after federal tax, FICA and North Carolina income tax.

State Paycheck

Georgia Paycheck Calculator: Take-Home Pay

Estimate your Georgia take-home pay after federal tax, FICA and Georgia income tax.

State Paycheck

New Jersey Paycheck Calculator: Take-Home Pay

Estimate your New Jersey take-home pay after federal tax, FICA and New Jersey income tax.

State Paycheck

New York Paycheck Calculator: Take-Home Pay

Estimate your New York take-home pay after federal tax, FICA and New York income tax.

State Paycheck

California Paycheck Calculator: Take-Home Pay

Estimate your California take-home pay after federal tax, FICA and California income tax.

State Paycheck

Ohio Paycheck Calculator: Take-Home Pay

Estimate your Ohio take-home pay after federal tax, FICA, state income tax and your city or village income tax.

State Paycheck

Michigan Paycheck Calculator: Take-Home Pay

Estimate your Michigan take-home pay after federal tax, FICA, the 4.25% state tax and any city income tax such as Detroit.

State Paycheck

Illinois Paycheck Calculator: Take-Home Pay

Estimate your Illinois take-home pay after federal tax, FICA and the 4.95% flat state income tax.

State Paycheck

Pennsylvania Paycheck Calculator: Take-Home Pay

Estimate your Pennsylvania take-home pay after federal tax, FICA, the 3.07% state tax and local earned income tax.

State Paycheck

Florida Paycheck Calculator: Take-Home Pay

Estimate your Florida take-home pay. With no state income tax, only federal tax and FICA reduce your paycheck.

State Paycheck

Texas Paycheck Calculator: Take-Home Pay

Estimate your Texas take-home pay. No state income tax, so only federal tax and FICA come out of each paycheck.

State Paycheck

Mortgages & Housing

Mortgage Payment Calculator

Estimate your monthly mortgage payment with taxes, insurance and HOA, plus total interest over the life of the loan.

Mortgages & Housing

Rent Affordability Calculator

Estimate how much rent you can afford using the 30% rule and a debt-adjusted limit.

Mortgages & Housing

Refinance Break-Even Calculator

See your monthly savings from a mortgage refinance and how long it takes to recover closing costs.

Mortgages & Housing

Loans & Debt

Auto Loan Calculator

Estimate your monthly car payment and total loan cost including sales tax, down payment and trade-in.

Loans & Debt

Credit Card Payoff Calculator

See how long it takes to pay off a credit card and how much interest you will pay at your current payment.

Loans & Debt

Debt-to-Income Ratio Calculator

Calculate your front-end and back-end debt-to-income ratio, the number mortgage lenders check first.

Loans & Debt

Debt Snowball vs. Avalanche Calculator

Compare payoff time and interest for two repayment strategies.

Loans & Debt

Extra Loan Payment Calculator

See how additional principal payments change your payoff.

Loans & Debt

Saving & Investing

Compound Interest Calculator

Project how a starting balance and monthly contributions grow over time with compound interest.

Saving & Investing

Savings Goal Calculator

Work out the monthly savings needed to reach a target for a down payment, vacation or emergency fund.

Saving & Investing

APY Calculator

Convert a stated rate to APY and see how much a savings deposit will earn in a year or more.

Saving & Investing

Retirement

Retirement Savings Calculator

Project your retirement nest egg and see it in today's dollars after inflation.

Retirement

Everyday Money

Sales Tax Calculator

Quickly add sales tax to a purchase price or work backwards from a total that includes tax.

Everyday Money

Paycheck Budget Calculator

Turn take-home pay into a practical monthly spending plan.

Everyday Money

Savings Runway Calculator

Estimate how long available savings cover a monthly shortfall.

Everyday Money