Loans & Debt Guides

Plain-English explainers on paychecks, taxes, saving, debt and retirement in the U.S. — 57 guides and growing every day.

All Career & Income (1) Credit (2) Everyday Money (1) Loans & Debt (3) Mortgages & Housing (5) Paycheck (3) Paycheck Basics (4) Paycheck Guides (16) Retirement (3) Saving & Budgeting (3) Saving & Investing (5) State Taxes (2) Tax Forms (1) Taxes (8)

Personal Loan vs Credit Card: Which Should You Use?

Compare personal loans and credit cards on cost, flexibility and credit impact.

How to Pay Off Credit Card Debt Fast: 8 Proven Strategies

Eight practical strategies to get out of credit card debt faster and save hundreds or thousands in interest.

Debt Snowball vs Debt Avalanche: Which Payoff Method Wins?

The snowball builds momentum; the avalanche saves the most interest. Here is how to choose.