Retirement Guides

Plain-English explainers on paychecks, taxes, saving, debt and retirement in the U.S. — 57 guides and growing every day.

All Career & Income (1) Credit (2) Everyday Money (1) Loans & Debt (3) Mortgages & Housing (5) Paycheck (3) Paycheck Basics (4) Paycheck Guides (16) Retirement (3) Saving & Budgeting (3) Saving & Investing (5) State Taxes (2) Tax Forms (1) Taxes (8)

401(k) Contribution Limits 2026 Explained

2026 401(k) contribution limits, catch-up contributions, employer match rules, and how contributions affect your paycheck's take-home pay.

Retirement

What Is a 401(k) Match? How It Works and How to Get the Full Amount

How employer 401(k) matching works, common formulas and vesting explained.

Retirement

Roth IRA vs Traditional IRA: Which Is Better for You?

Understand how Roth and Traditional IRAs are taxed, who qualifies for each and how to choose.

Retirement